8 Dental School Debt Relief Programs

 

 

With the dental health being more and more important among our lives, the countries even all over the world are paying more and more attention to dentistry. Recently, the State and federal dental school debt relief and repayment plans paid a portion of university debt for dentists who worked in the public or underserved areas for a period of time.

 

1. State dental school debt forgiveness programs

All 50 states in U.S., the District of Columbia and Puerto Rico have plans to help dentists repay dental school loans. The American Dental Education Association has a comprehensive list of dental programs available for dentists.

 

2. Public Service Loan Forgiveness

Public Service Loan Forgiveness is a federal program that, after working for a government or a qualified non-profit organization, can be exempted from the borrower's remaining student loan balance after they have paid 10 years. The program is a choice for dentists working for qualifying employers.

 

3. National Health Service Corps Loan Repayment Program

The National Health Service Corps Loan Repayment Program provides up to $50,000 in tax-free student loan reimbursement for dentists who have worked in Health Professional Shortage Areas for at least two years.

The Health Professional Shortage Areas are designated geographic location, population or facility that lack of primary care, dental care or mental health providers.

If you are in general or pediatric dentistry, you may qualify for the National Health Service Corps Loan Repayment Program.

 

4. National Health Service Corps Students to Service Loan Repayment Program

The National Health Service Corps Students to Services Loan Repayment Program provides up to $120,000 in tax-free student loan repayment (up to $30,000 a year for four years) for students in their last year of dental school who have agreed to work full-time at least three years in a Health Professional Shortage Area.

If you plan to work in general or pediatric dentistry, you may qualify.

 

5. Health Resources and Services Administration Faculty Loan Repayment Program

The Health Resources and Services Administration's Faculty Loan Repayment Program provides health professionals (including dentists) with up to $40,000 in student loan reimbursement, and they serve as faculty members at a health professions school for at least two years.

You'll have to come from an economically or environmentally disadvantaged background to qualify this.

 

6. National Institutes of Health Loan Repayment Programs

There are eight National Institutes of Health loan Repayment Programs, each of which provides up to $35,000 in student loan reimbursement every year for dentists in biomedical or biobehavioral research careers.

 

7. Indian Health Service Loan Repayment Program

The Indian Health Service Loan Repayment Program provides up to $40,000 in student loan repayment for dentists who have worked in a community of American Indian or Alaska Native populations for at least two years. You can extend your contract to the first two years and continue to receive loan repayment benefits until your qualifying student loans are paid off.

 

8. Military loan repayment programs

The US military provides student loan repayment benefits to doctors who provide services. For example, the Navy Health Professions Loan Repayment Program can provide up to $40,000 in repayments per year for up to three years.

 

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